Education
Why Schools Dont Teach Financial Freedom
Curricula reflect who designs them and what employers needed at scale—not every skill citizens need.
National standards move slowly. Textbook adoption involves committees, lobbying, and tests that reward memorization. Financial freedom—entrepreneurship, investing, negotiating pay—sits outside easy multiple-choice assessment.
Some actors prefer confused consumers. Complexity helps sellers of high-fee products. That does not require a cabal—markets reward confusion without coordinated evil.
Teacher training gaps matter. Many educators never managed investments or business taxes. Assigning them to teach crypto trends would be reckless; assigning nothing is also costly.
Workplace incentives pushed 'college for all' while trades and business ownership were mocked. Vocational paths are resurging, but stigma lingers in feeds.
Charter and private schools vary; none guarantee literacy unless parents demand projects with real money stakes.
Advocate locally for personal finance units while building home curriculum: Roth concepts at dinner, comparison shopping, scam awareness.
Pair with what-school-never-teaches-about-money and consumerism guides.